1:37 pm - Thursday May 18, 7628

Health Insurance Companies, to a Price Increase

To cope with rising prices of mutual health, what are the options? Have you made your arrangements to cope with the rising cost of health mutual? Are you prepared for the rising cost of health mutual? Let’s explore the solutions and advice to put in place to address the rise in prices of mutual health and complementary health. While spending on health are increasing, the mutual will, in turn, increase their contribution in 2011. The price of mutual and complementary health will, in effect, to rise about 10% from January.

For several years, mutual undergo an increasing number of taxation and other efforts in order to bridge the shortfall in Social Security. They have no other choice but to pass on these efforts on the contributions of the insured. Some organizations have already announced their mutual tariff increase. MGEN has already indicated it would raise its rates 4% to 5%. Macif, provides an increase of +1.8% on average. As for MMA and Maaf, it is envisaged an increase of about 5%.

health insurance

Health insurance is not alone in reviewing its rates upward. The home insurance and car will not be spared from 1 January 2011. Home insurance rates should increase by 3.5% to 8% in 2011, increased natural disasters in question. As for car insurance , the increases are between 2.5% and 4.5%, related to an increase in claims frequency in 2009 and 2010.

Why such a premium increase?

These are the budgetary constraints of the health insurance that are involved. Complementary organizations (insurance and mutual ) are directly affected by conservation measures provided by Social Security. Many supported and will fall into the hands of complementary health in 2011. Among the measures to reduce the deficit of social security are:

  • The decrease in reimbursement rates for drugs at thumbs blue: Currently set at 35%, the rate of reimbursement would be lowered to 30%
  • The 0.5-point increase in co-payments charged to individuals for general medical consultations,
  • a refund less the social security of various procedures performed in hospital.

Thus, in total, the government hopes to achieve savings of 2.5 billion euros.

Moreover, the government plans to tax officials of mutual contracts of 3.5%.

Therefore, the mutual complementary health will contribute more in the reimbursement of medical expenses of the insured. What will be felt on the contributions of Mutual in 2011.

health insurance

How to cope with this rate increase?

There are a multitude of offers complementary health. Health insurance premium, or cost, you can find a mutual suits your budget. It is therefore possible to change the mutual insurance closer to your requirements. Feel free to compare several offers and choose the mutual best suited to your needs dictate. It is not easy to find a good mutual, which proposes a formula that meets your expectations for health spending and costs. Produced in the complementary health are constantly evolving over time.

Finding your way around the multitude of offerings on the market for insurance, you are strongly advised to make estimates. Indeed, the estimate mutual keeps changing as news of offers mutual benefit, and therefore offers the most competitive and attractive market. The mutual comparison was set up so you can compare all the offers of mutual existing on the market and choose the mutual best fits your profile and your needs. This is a free service, available anytime online. It is a safe, quick and easy to use. So please, make an estimate mutual online now and realize the savings on the price of your health insurance!

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